EGEXOTIC GROUPEANDORRAContact a property adviser

LIVE · DO BUSINESS · INVEST

Your new life
in Andorra.
With the right support.

Chalet living beside the slopes. The comfort of an apartment in the town centre. And a local contact to bring your plans to life.

Local knowledge. Time saved.

Illustration of a luxury timber and stone chalet with a lit fireplace and panoramic views of snowy ski slopes
THE MOUNTAINSChalet living, right by the slopes.Luxury chalet · illustrative concept
Apartment terrace in Escaldes with a direct view of Caldea, photograph by FEI
THE TOWNCaldea from your terrace.Escaldes-Engordany · Caldea view
01 / Mobility02 / Company03 / Business premises04 / Property

WHY LIVE IN ANDORRA?

An attractive tax environment.
A rewarding quality of life.

Choosing Andorra means combining safety, clean public spaces and quality of life, between France and Spain. Enjoy the mountains every day without giving up fine restaurants, shops and town amenities. In winter, Grandvalira offers the largest ski area in the Pyrenees; in summer, discover Pal Arinsal Bike Park, high-altitude golf and hiking among lakes and peaks. UNNIC’s casino, shows and entertainment add another dimension. Its attractive tax environment complements the move: residency conditions and your personal circumstances must be reviewed with qualified professionals.

Safety and peace of mindDining and shoppingSkiing and open spacesMountain biking, golf and hikingCulture and evenings out

ONE PROJECT, ONE COORDINATED APPROACH

Settling in is easier
when everything connects.

Your move involves more than an address. We coordinate your needs and the right contacts to move your plans forward in the right order.

01

Your mobility

Find the right vehicle for your daily life, prepare your arrival and coordinate mobility arrangements.

Getting around
02

Your company

Prepare your company formation and connect you with qualified professionals for legal and administrative procedures.

Doing business
03

Your business premises

Find offices or commercial premises suited to your activity and organise your company’s practical setup.

Setting up
04

Your property

Find a home, an investment property or an asset suited to your wealth strategy.

Living and investing

YOUR LOCAL PROPERTY CONTACT

You choose.
We act as your local link.

A listing sparks interest.
An on-site visit provides answers.

We connect you with agencies and sellers. Based on your brief, we carry out an initial local screening to rule out unsuitable properties before you travel.

Our local knowledge helps you assess the surroundings, access, aspect and nearby services. Save valuable time and focus your visits on properties worth considering.

Define my property brief
01

Understand your priorities

Purpose, overall budget, location, timing and essential requirements.

02

Search and shortlist

Cross-check listings, contact the relevant people and visit shortlisted properties locally.

03

Report what matters

Strengths, points to check and suitability for your needs, so you can decide remotely.

04

Arrange the right viewings

A focused trip, followed by support with communication and negotiations.

Our goal: seek the best available opportunity for your plans, based on available properties and a complete budget.

A CLEAR SEARCH AGREEMENT · ALIGNED INTERESTS

Your time is valuable.
Our job is to protect it.

You give us your criteria. We move the search forward locally towards a purchase that suits you.

EXOTIC GROUPE PROPERTY SERVICE FEE5 000 €

Payable at the end of the assignment,
only if the purchase completes.

No property found or no completed purchase: no Exotic Groupe commission.
01 / DEFINE

The right location

Refine your brief, prioritise your needs and guide you between town centres, villages and resorts to suit daily life.

02 / SEARCH

A useful shortlist

Compare listings, spot duplicates and confirm prices and availability with agencies and sellers.

03 / VIEW

An initial on-site assessment

Carry out initial viewings, observe access, aspect, surroundings and potential nuisances, then report the points that inform your decision.

04 / COMPARE

A better-informed decision

Compare shortlisted properties, request details of charges and planned works, and organise viewings to reduce unnecessary trips.

05 / NEGOTIATE

Represent your interests

Prepare an offer that fits your budget and negotiate the best possible price and terms, seeking the best available opportunity.

06 / COORDINATE

A local contact through to completion

Centralise communications and documents, track the steps between you, the agency, seller and notary, and spare you scattered follow-ups.

The €5,000 fee is invoiced separately and is excluded from the acquisition calculator. Scope and payment terms are set out in the agreement. Purchase taxes, notary costs and third-party services remain separate; mobility and company formation receive tailored support.

Prepare my search brief

THREE GOALS, ONE STANDARD

The right property.
For the right reason.

FOR YOU

Your home

Buy or rent: a home that suits your lifestyle, family and daily routine.

FOR INVESTMENT

A property investment

Purchase price, costs, charges and permitted rental use: assess the whole project, without promises of returns.

FOR YOUR WEALTH

A long-term strategy

Align the purchase with your wealth objectives and, where relevant, a passive residency plan.

ACQUISITION BUDGET · 2026 GUIDANCE

Acquisition calculator

Example of a €1,000,000 purchase by an individual, without borrowing or exemptions. Taxes depend on your circumstances and the sale’s tax treatment.

Standard ITP: 4% · General IGI: 4.5%. Confirm the treatment for each property: some resale transactions are also subject to IGI.

A €2,500 allowance is used for this example, not a guaranteed fee. Request a quote including the deed, notarial taxes, applicable IGI, copies and disbursements.

ESTIMATED BUDGET TO ALLOW1 042 500 €

€42,500 in taxes and allowance

Property price
ITP · 4 %
Foreign investment
Foreign investment authorisation
Notary allowance

Estimate of the price and listed purchase costs. Exotic Groupe support is invoiced separately. Financing, surveys, translations and any powers of attorney are excluded.

€1m comparison — 4% ITP and €2,500 notary allowance, excluding Exotic Groupe support
Buyer’s circumstancesITPForeign investment taxAuthorisationNotary allowanceEstimated budget*
Established resident (≥ 3 years / 10 years)40 000 €0 €0 €2 500 €1 042 500 €
Recent resident — first home40 000 €60 000 €300 €2 500 €1 102 800 €
Non-resident — first home40 000 €60 000 €300 €2 500 €1 102 800 €
Foreign investment — 10% band40 000 €100 000 €300 €2 500 €1 142 800 €

*Estimates exclude Exotic Groupe support and case-specific expenses, with no exemptions or relief. For a sale subject to 4.5% IGI on €1m before tax, add €5,000 to each budget: IGI replaces ITP; they are not charged together on this sale. If the advertised price includes IGI, first work out the price before tax.

Are agency fees included in the price?

In Andorra, the selling agency’s commission is usually paid by the seller and included in the advertised price. Do not add it again if the listing or agency confirms inclusion. This is not guaranteed for every listing: obtain written confirmation of the total price, who pays the fees and any additional services you must pay for.

The calculator assumes no additional agency commission is payable by the buyer. Exotic Groupe’s search and support agreement is a separate service, invoiced separately under its terms.

Practices checked on 2 October 2026 with Casa Vostra — fees included in its sale price and INVICO — sales commission usually paid by the seller.

View ITP rates for all seven parishes

All seven parishes apply the same standard rate: 1% for the State and 3% for the Comú, a total of 4%. The calculator uses this common rate, excluding exemptions and reductions.

Standard ITP 2026 · checked on 2 October 2026
ParishStateComúTotal ITPReference text
Canillo1 %3 %4 %2026 ordinance · art. 45
Encamp (including Pas de la Casa)1 %3 %4 %2026 ordinance · art. 60
Ordino1 %3 %4 %2026 ordinance · art. 58
La Massana1 %3 %4 %2026 ordinance · art. 69
Andorra la Vella1 %3 %4 %2026 ordinance · art. 53
Sant Julià de Lòria1 %3 %4 %2026 ordinance · art. 50
Escaldes-Engordany1 %3 %4 %2026 ordinance · art. 54

Texts published by the parish councils or reproduced by Andorra’s Chamber of Commerce (CCIS). A purchase subject to IGI does not incur this ITP: the calculator applies the general IGI rate of 4.5%.

Residents and foreign buyers: what actually changes

The foreign investment regime covers non-residents and residents who cannot demonstrate at least three years of effective, permanent residence during the ten years preceding the application. Nationality alone does not determine the regime. For legal entities, direct and indirect foreign ownership must be examined: forming an Andorran company does not guarantee an exemption.

The 6% rate applies to the first home within legal limits, including ancillary units (up to three parking spaces and three storage rooms). The 10% rate applies beyond those limits, taking previous acquisitions and related entities into account. The example assumes a new application under the 2026 regime.

Notary, taxes and other costs: what is included

Fees are regulated by article 21 of the notarial regulations. An allowance is not a quote: before signing, price the deed, any notarised preliminary agreements, copies, powers of attorney, taxes and disbursements. Residency alone does not imply a different notarial fee schedule.

The law permits a communal share between 0.5% and 3%. The 2026 ordinances checked set the standard rate at 3% in all seven parishes. With the 1% State share, standard ITP is 4%. References appear in the table above. Professional sales subject to IGI follow a different regime. Exemptions, reductions or relief may apply depending on residential or rental use and legal conditions; none are assumed here.

Exotic Groupe’s property service fee is invoiced separately, only if the purchase completes. Depending on the case, financing, surveys, translations, powers of attorney, insurance or works may incur extra costs: these are not calculated here and require quotes. A reservation deposit credited towards the price is not an additional cost. The displayed budget is an estimated subtotal before these expenses.

PASSIVE RESIDENCY AND WEALTH

Passive residency.
The €1m plan.

The €1m threshold concerns investment in Andorran assets under the general passive residency route. It is not a universal minimum for every property purchase by a foreign buyer.

1 M€

Permanent, effective investment in eligible assets.

If the plan includes property, each unit acquired must exceed €800,000. A specific route through the Fons d’Habitatge provides a €400,000 threshold, subject to conditions.

An AFA payment of €50,000 for the main applicant and €12,000 per dependant is added to the budget. It is non-refundable unless the initial authorisation is refused.

Example: a non-resident’s first home at €1m, with 4% ITP and a €2,500 notary allowance → €1,102,800 for the purchase, excluding Exotic Groupe’s fee; plus €50,000 AFA → 1 152 800 €, before other residency costs and separate services. Insurance, resources, actual presence, quotas and other conditions must still be checked.

Read Law 2/2026 · article 96

ANDORRAN PROPERTY, A CLICK AWAY

Explore the listings.
We take it from there.

Local portals, international platforms and agencies: an extensive directory to start your search. Then send us the listings that interest you for an initial local screening.

Directory compiled on 2 October 2026, without a guarantee of completeness. Links open third-party sites; listings may overlap and availability must be confirmed. No partnership with these platforms is claimed.

LET’S DISCUSS YOUR PLANS

An adviser.
A real contact on the ground.

Call us directly or prepare your enquiry below. Our team will contact you within 48 hours of receiving it.

contact@exotic-cars-andorra.com

YOUR PROPERTY BRIEF

Describe the property.
We search for you.

A few choices to define your plans. Check the summary before sending your enquiry to our team.

Fields marked * are required. Select multiple answers if you are open to alternatives; leave undecided criteria blank.

01 · Your contact details
02 · Your plans

Property types sought

03 · Location and surroundings

Preferred parishes

Your preferred setting

04 · Size and features

Outdoor areas and ancillary spaces

Comfort and layout

05 · What matters most to you

Other relocation needs

Your enquiry is sent to Exotic Groupe through FormSubmit, which retains submissions for 30 days. The information is used to assess your plans, without subscribing you to a newsletter. For any questions about your data: contact@exotic-cars-andorra.com. Sending service privacy policy.